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Remove S.klmtm2k6 from an Apple Mac

Remove S.klmtm2k6 from an Apple Mac, can be a bit tricky as most of the anti-virus don’t detect the malware. The only solution is to download MalwareBytes for Mac. Download

Malwarebytes-for-mac-scanning

I tried to fix the problem manually by removing all the cache and the extensions from Safari. It was in vain because the virus called Webshoppy installed in the application’s folder keep coming back. The only solution was to eradicate with an anti-malware. I don’t recommend dragging Webshoppy from the application to the trash.

If you would like to share your experience with others go there:

https://malwaretips.com/forums/tweak-secure-windows.80/

Identity Fraud, Ecrime and Cybercrime

The Internet is still a lawless, unregulated and dangerous place for those careless enough to give away personal information to individuals or organisations who wouldn’t think twice about using it to fleece you. The net is infested with e-crime, rogue operators and shysters, and anyone who has had the painful experience of dealing with the fake malware program, Anti-Virus Live 2010, which locks you out of your computer and asks for an average £30 to eliminate artificial viruses, can bear witness to this fact.

According to Rik Ferguson, Senior Security Advisor at Trend Micro, such cases now number in the millions. And yet, most people choose not to report it; they feel a bit uncomfortable going to the police station and saying, “My computer has a virus.” But e-crime is growing, and cyber criminals can make up to £200 million a year, according to McAfee. But did you know there is an even more vicious way to fall victim to e-crime? By being completely unaware of it.

Identity theft

As a victim of identity theft, you will be utterly oblivious to the fact that it is going on until the shocking moment when the first credit repayment request from the bank arrives and leaves you speechless with horror. Your mind reels as you struggle in vain to recall the actual scene of the crime. Could it have been that website where you left your details? Or perhaps a bank or post office ridden with internal fraud? It’s just impossible to know.

How to report e-crime

The sense of confusion as to where to report the incident is even greater than the confusion about where it took place, leading many victims to despair when seeking help. One reason for this is that authorities are often powerless, or reluctant to provide direct help to victims of e-crime. However, e-crime is no different to any other crime committed within the UK, and there is no reason why it should be regarded any differently. It should be reported to your local borough police station, which you can locate here http://www.met.police.uk/local/

They will give you a report number, which many people find invaluable, as this report will likely be needed to prove to creditors/lenders that someone else has opened an account or applied for credit cards in your name.

You should also take steps to protect your name and personal details from being used fraudulently. CIFAS, which is a not-for-profit membership association, is dedicated to the prevention of fraud, including staff fraud, and the identification of financial crime. CIFAS Members will undertake additional checks to ascertain that the applicant is genuine and not a fraudster trying to use your details to commit identity theft. The registration fee is only £14.40 including VAT. Download the form here, or for more information visit the website http://www.cifas.org.uk.

Next – contact the credit referencing agencies

Your next port of call should be one of the three credit reference agencies, Callcredit, Equifax or Experian, who you can inform if you have been a victim of identity fraud, and from where you can immediately obtain a copy of your credit report. CallCredit, Equifax and Experian all offer free online credit reports – but only for 30-day trials. You can save money and access your credit files for no charge, but remember to cancel your membership once the trial period ends.

Add a Notice of Correction containing a password 

Once you have informed the credit referencing agencies that you have been a victim of identity fraud, you need to add a Notice of Correction to your credit file. Essentially, this is a statement that tells potential lenders to decline any application not quoting a password. This makes it impossible for anyone who doesn’t know your password to borrow money from these lenders.

Example Notice of Correction

Your statement might go something along the lines of:

I “________” have reason to believe that my personal details may be used fraudulently in an attempt to obtain credit. I would ask any lenders searching my credit information at Credit Reference Agency to ask for the password “__________ “in order to ascertain the true identity of the applicant…

It is a statement of 200 words informing lenders to decline any application which fails to quote a password set up by you.

For more information about identity fraud, you should read a report CIFAS here

It goes without saying that you also need to inform your bank! Do not hesitate to send me an e-mail if you have any doubts here

For more information about identity fraud read a report CIFAS here.

Did You Know?

identity fraud UK

758 frauds every day
31 per hour.
Nearly 277,000 frauds were recorded in 2014: a 25% increase from 2013 This year’s report includes data from 245 organisations.

There have been considerable increases yet it is only part of the picture. The UK does not have a single measure for fraud. Without accurate reporting across the UK, it is impossible to get a true sense of the fraud problem. Collating reports of fraud across all 5.4 million organisations and identifying how many of the 60 million plus people in the UK have suffered fraud will be a challenging task, but it is a vital one.

REPORT E-CRIME

ACTION FRAUD https://www.actionfraud.police.uk/
CHILD ABUSE OR GROOMING http://www.ceop.police.uk/

CHILD ABUSE IMAGES http://www.iwf.org.uk

UK FRAUD PREVENTION SERVICE http://www.cifas.org.uk

FINANCIAL SERVICES OMBUDSMAN financial-ombudsman.org.uk

SCAMS consumerdirect.gov.uk/

OFFICE OF FAIR TRADING The Office of Fair Trading/

Get safe online UK  https://www.getsafeonline.org/

 

Startups and small businesses without IT experts

As business owners, we have to try everything to reduce costs; IT is one of these things. We are always online looking for information to get the best solution for our business. I am here to tell you about what I think is the best answer, based on my experience and my knowledge. I hope this article gives you a better understanding of what IT solutions you should utilise in your office. Get ready to gear up your company for better IT reliability and less downtime.

Get your office connected to the Internet.
I would start with a good and reliable Internet connection; if possible, superfast fibre optic. I would use BTinfinity or TalkTalk, due to their low prices. However, if you have little knowledge about Internet connections, I recommend a company called Zen ADSL; they are a bit more expensive than their competitors, but provide an excellent level of support in case of complications. Superfast Broadband is only available in some areas;
are you in the catchment area? Check here to see if you are in a super-fast area.

In case you can only get the standard ADSL you should check out other providers, such as Relish or Virgin Media, which come without a landline.

If, in spite of all of your research, you can only get a traditional ADSL connection, it would be a good idea to get two standard ADSL lines, and a router with dual ports with Load Balancing.

I recommend a Cisco Router RV042 only for load balancing the Cisco RV042.


Fibre Channel over Ethernet (FCoE)
This can be an excellent option if you have the budget for it. It costs on average £300 per month to get 10 Mbps, with a 100% uptime SLA (Service Level Agreement).

Now that you have Internet access let’s concentrate on your email solution. Presumably you have a domain name and web hosting for your company’s website; this should include POP3 and IMAP so that you can send and receive emails.

Choose IMAP over POP3 whenever possible.
I would use IMAP over POP3, with Microsoft Outlook 2016 for Windows or Outlook for Mac. It is important to note that there are cheaper alternatives to Microsoft. Mailbird or Thunderbird are two other  e-mail applications for Windows, and for Mac you have Apple Mail and Thunderbird.


Email and share files anywhere
All business owners want to operate as fast as possible, and have no patience when it comes to IT. We usually want to share our work with the rest of the team easily and access our IT system from anywhere on the globe. The Cloud brings you greater flexibility and is very cost-effective, as you don’t have to buy or maintain any equipment.

Go to the  for your business with Office365 is slightly more expensive than an IMAP solution, but it gives you much more than just email access. You can share Excel, Word, PowerPoint and OneNote documents and folders with your team. Even your clients can share and edit documents from your own organisation. Of the various different subscriptions available, Office365 Premium has the advantage of providing five office licenses per user, which allows you to have the latest Office pack installed on five machines, either Mac or PC.

Cost effective
Compared to the price of a traditional desktop license, which is £219 for just one computer, one Office365 Premium subscription costs £9.40 for five machines and comes with 1TB of cloud storage. If you don’t want the hosted emails, you can opt for Office365 Business for £7 per month and get the same benefits. Clearly, the monthly subscription offers better value for money, especially if you have little capital to begin with.

On the premises 
The main reason to have your own Cloud on the premises is to control access to data, particularly if your business activity is associated with sensitive data. Another advantage of on-site storage is faster access to your data. Personally, I have been using two excellent NAS (network attached storage) products, Synology and QNAP. QNAP has the advantage of having a virtual machine, so if your business uses Windows server, Apple OS X or Linux server, QNAP is a great solution.

Stop censoring your Internet!

Against ad-blocking. 

The Internet has changed the way we access information; we are constantly looking at our smartphones, tablets and computers to watch the news and videos, check our emails and use social networks. We take these things for granted without ever really thinking about the cost of providing these pieces of information. Using ad blockers will prevent the free access of professionals who are willing to share their knowledge and passion. People who share their expertise on the net have to pay for their equipment, computers, camcorders, web hosting, utility bills and so on, in order to provide you with interesting content to learn from or enjoy. This content has to be practical, well prepared, researched and formatted to make it attractive enough for an audience. The bottom line is: online content has a cost.

If we want to keep our free Internet we all need to contribute.

Authors, journalists, researchers and bloggers all dedicate their time and intellect to producing great content, most of the time for free. The least we can do for these people is to thank and support them by allowing a few ads on our screens. Most websites feature non-intrusive ads, as we all hate pop-ups and auto-playing videos – these kinds of sites are seen as spammers and receive few visitors unless they offer hot streaming videos, illegal downloads or pornographic content, which drain a lot of traffic. In this situation, I can understand the use of ad blockers. But overall, using an anti-advertising system does more harm than good, especially for YouTubers.

A subscription service is part of YouTube’s plan to find a way around ad-blocking programs. Launching on the 22 of October 2015, Google has now introduced a paywall called Youtube Red, which allows viewers to watch videos without ads and to access more videos.

Clearly, the fact that more and more users are choosing to block ads, as well as the cost of the infrastructure (around £2.5 billion) is a limitation of the current business model. As strange as it may sound, with more than 1 billion monthly viewers, Google does not make a profit from YouTube. This most likely explains why Google has never actually fought back against the anti-ads systems.

The question is: who is taking advantage of that system? The viewer, who avoids five seconds of ads on YouTube, or maybe Adblock Plus, the most popular plugin for Internet browsers? Yes! Eyeo GmbH, the company that owns Adblock Plus, receives money from Google, Microsoft, Amazon and Taboola to whitelist their ads. I don’t know for sure exactly how much this unethical company receives to whitelist Google’s Ads, but rumour has it that it is around $25 million. Eyeo was accused of highway robbery by Scott Cunningham, Senior Vice President of the Internet Advertising Bureau. In my opinion it is extortion to block ads and charge money to unblock them; however, it is an ingenious idea!

Ad Blocking on the rise

According to PageFair, more and more users are installing ad-blocking software. AdBlocking is most popular among younger users – 41% of Internet users aged between 18 and 29 used the AdBlocking software, rising to 54% if only young males are counted.

Businesses therefore have to find other ways of generating their earnings, if they are to avoid losing money. Unless we come to our senses regarding the ethics of ad-blocking and cease using it, YouTube Red is just the beginning. This is not good for the future of the web

My choice of add-ons for your browsers

Browser add-ons can make your Internet experience more entertaining.  Internet Explorer, Google Chrome and Firefox are the most used. I must say as a Mac user I like using Chrome with LastPass. Which are also available for IE, Safari, Firefox and Opera browsers. I keep logging on and off from my social network, my client websites, my servers and my supplier sites. When I started my business, I was having security issues with my passwords. We have to face it; we cannot manage our credentials anymore. That is already daunting task for a consumer, so we can image how much difficult it must be for a business to solve this challenging daily routine.

LastPass is free, and it does an excellent job to remember my usernames, passwords, addresses and my credit cards. If you want to use it on your tablets or smartphones, it costs £8 per year. You can use LastPass to automatically log-in to any site once you have inserted your data, you will never have to worry about forgetting your password again.

Very useful features. When you need to get registered from any sites LatPass fills out your name, address, and other information automatically on the form. If you want to store extra passwords for Wi-Fi networks or any personally identifiable information, all of these password managers include a secure notes section.

Sesame and share sites
For those who go online from Internet cafes or untrusted computers, you should use LastPass Sesame with a USB drive.

I find Sesame for advanced users only and not really practical. But the feature to share any website to give the access to your colleague, friends, or a family member, without revealing the password of the site is very good.

How to install LastPass
It is very easy to install; you need to go LastPass download. Click on the recommended tab and download. I recommend that you follow this tutorial.

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